Mechanical Breakdown Insurance reassurance

By on June 1, 2010 at 9:45 AM

Posted in: Claims

By guest blogger Holly Z., performance monitoring analyst, San Diego

Recently I discovered that my vehicle needed to have its transmission replaced. I couldn’t believe it! My vehicle was only five years old and I kept it in immaculate condition. I took it to the repair shop and the mechanic told me that it was probably going to cost about $1,200 to have it repaired. This was a mechanic that I have gone to for years for regular oil changes and tune ups, so I knew that he was being fair in his estimate.

Suddenly, I began to stress about the cost of repairs; I didn’t have that kind of money to put towards my vehicle. Then I remembered something about my GEICO policy – I had been paying for Mechanical Breakdown Insurance (MBI) for just a couple of dollars a month. Could it be that this coverage helps me with my repair costs? Sure enough, MBI would cover the cost of the transmission and labor. I could take my vehicle to my favorite mechanic and get it fixed!

The coverage included all parts and systems of my vehicle (other than maintenance), not just the items that are covered by my dealer warranty. GEICO quickly handled my claim and I was able to get my vehicle fixed and back on the road in just a few days – and I saved more than $900! GEICO also guaranteed the repairs, so I didn’t have to worry about the possibility of future repairs. Now, when I see our commercials with the eyeballs and money “watching me,” not only am I reminded of how much I am saving by insuring with GEICO, but I think of the all the money I am now saving on mechanical repairs and glass coverage just by carrying Mechanical Breakdown Insurance!